人生总是充满遗憾。问问你周围的人他们有没有遗憾的事情，他们会轻而易举的列出一大堆“遗憾清单”。由于某些原因，20多岁最容易犯错的年纪。

    Life is filled with regrets. Ask anyone around you what their regrets are and they usually have no difficulty coming up with many items on their “regret list。” And for some reason our twenties are ripe for a field of regrets.

    也许是因为随着年龄的增长，当我们再次回顾那段时光，会发现那是一段充满自由和独立的时光。随着我们步入中年，我们经常希望：要是我们能再有更多选择的机会多好啊！以下就列举了一些如果我们在20来岁没有做就会让我们后悔的事情：

    Perhaps it’s because as we get older we look back on that period of adulthood as the height of freedom and autonomy. As move into middle age, we look back and wish that we had made better choices and taken more opportunities. Here’s a list of things that we regret not doing in our 20s。

多旅行
1. Travelling more

    我后悔没有到更多的地方去旅行，而且几乎我问过的每个人都会这样说。在有孩子之前、在抵押贷款和结婚之前，在我们需要承担的责任和花销较少时，正是旅游的大好机，但是由于种种原因，我们总觉得我们以后会有更多的时间去旅行。

    I regret not travelling more, and so does nearly everyone that I have asked. Before kids, and mortgages and marriages, when our commitments and expenses were lower, the opportunities for travel were much greater, but for some reason many of us thought we’d always have time for travel later.

    我们梦想过去埃及看金字塔，在夏威夷海边冲浪，在巴黎的咖啡馆共进晚餐，在罗马品尝香浓的咖啡，徒步穿越热带雨林等等诸如此类的计划。可悲的是，大部分人都没有付诸行动，只是看着机会白白溜走。

    We dreamed of visiting the pyramids of Egypt, surfing off the Hawaiian coast, dining at a Parisian café, drinking espresso in Rome, trekking through the rainforest, and so much more. Sadly, many of us never made these journeys and the opportunity passed us by。

早投资
2. Investing early

    多少次回想我们都恨不得踢自己一脚：为什么不在20来岁就开始401K(美国的一种养老金制度)计划，为什么没有将多余的现金用于长期投资，为什么没有早早的为我们未来投资。不管我们再怎么努力，错过的时光都不会重来了。等到我们四五十岁的时候再奋起直追已为时已晚了。

    How many times have we kicked ourselves for not starting our 401Ks，in our twenties, for not putting our excess cash in long term investments, for not investing in our future early. No matter how much we try, we can never get back the head start that we missed. Playing catch up in our 40’s and 50’s is very difficult。

更合理的安排支出
3. Being more responsible with spending

    为了退休后的投资或房子的首付，我们需要更合理的理财。比如说买一辆不错的二手车，而不是把钱浪费在新款车型上……我们也可以减少外出就餐，攒钱买房子，少买点鞋子和衣服，提前还清助学贷款。这么多的攒钱机会都错过了，我们用钱换来了很多实实在在的物品，却没有更多关注我们的未来。

    In order to invest in our retirement or save for that down payment, we would have needed to make wiser financial spending choices. Things like buying or holding on to that perfectly reliable used car, instead of splurging on the new model…because we could, eating out less and saving for a house instead, buying fewer shoes and purses and clothes and paying off student loans sooner. So many saving opportunities lost, money spent on tangible things, instead of on the future。

更好的规划人生
4. Better planning

    我后悔我没有仔细思考我的人生道路，我想要做的事情，我想成为一个什么样的人以及如何才能实现。如果在20多岁的时候我们能更好的规划人生，我们在40多岁的时候就会更上一层楼，也许还会感觉到更幸福。

    I regret not focusing more on where I wanted to go in life, what I wanted to do, who I wanted to be and what it would take to get there. With some more planning in our twenties, we’d be further ahead in our 40s and perhaps a bit happier as well。

更多的人生体验
5. Seizing more experiences

    我多希望我以前学会了滑雪、画画，会说意大利语，会跳探戈。我后悔在安定下来之前没有在别的地方生活过。很多人也都和我一样后悔没有持之以恒的培养自己的爱好，没有学跳伞，没有去爬山。我确实更喜欢务实，但也很后悔没有去学更多的东西，没有尝试新事物，这些事物已经无法再融入一个40岁的全职妻子加母亲的生活中了。

    I wish I had learned to ski and paint, speak Italian and do the Tango. I regret not living somewhere else before settling down. Others have said they regret not pursuing their hobbies or learning to sky dive or mountain climb. I prefer to stay on the ground, but I do regret not learning more, not trying new things that are hard to fit into the life of a forty something working wife and mother。

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