作者：叶建萍

题目：It is better to spend money on traveling and vacation than save money for the future. (2018.9.15)

Cultivating the wise money management skills, definitively and undoubtedly, exerts a vital impact on our daily lives, especially when it comes to tough times, such as pandemic like covid-19, earthquake and tornado. 【举例排比】Thus, saving our income for the future can ensure us to live a secure and stable life, without worrying about the inability to feed the family, compared to expend money randomly on traveling or sightseeing. 【非谓语】

To begin with, people usually show less concern and anxiety on the family budget, 【中心句】once they have developed the habit of putting the money aside for the time to come, since there are unexpected and unanticipated events happening in our lives. If the family members contract contagious virus like coronavirus, 【排比句式】this saved money enables them to pay the bills to take the test, receive the medical treatment and get the medicine in time, reducing the risk of putting their lives in danger. If the breadwinners of the family unfortunately lose their jobs,【排比句式】 they can manage to get through this situation, afford to buy the daily necessities, avoiding plunging their normal life into chaos. If their homes are destroyed and ruined by bad weathers,【排比句式】 such as hurricane, flood or terrible storm, people are capable of rebuilding their houses at once and face these disasters with courage and bravery, instead of filling the numerous application forms for the government subsidies.

Admittedly, using the disposal income to travel around is advantageous for expanding our outlook and social circle. 【中心句】【让步】Plus, during the trip to new destination, owing to the exotic customs and breathtaking landscapes, the tremendous pressure and strain form work and study will be gradually released or reduced, which contributes to our mental and physical health. Take my older sister, Mary for example. Last year, she planed to visit Paris and stay there for a couple of weeks. The famous spots, such as the Eiffel Tower and the Louvre, enlightened her mind and enriched her soul. However, this money-burning travel is also energy-consuming, ending up negatively affecting her life. 【非谓语】To be more specific, It takes her, at least, five hours everyday to walk around in order to pay a visit to local shopping malls and buy her favorite brands. After this trip, she felt exhausted and worn out, even applied for three extra days off to have a rest, which really annoyed her boss.

All in all, to be able to survive, people should allocate their income in a serious and prudent manner. Therefore, the advantages of saving money for the future far outweigh that of spending money on traveling.

写作思路：

这道独立写作题重复了（20150613CN）考题。对于考生来说，这道题是很熟悉的话题，存钱和旅游，所以很容易想出相关的分论点。这道题，如果同意，旅游可以开拓视野，扩大社交圈和释放压力。相反，如果反对，存钱可以培养兴趣爱好，应对危机和培养管理金钱的能力。所以考生可以根据自己喜好来确定立场，完成写作。

文章结构：

议论文的标准结构，总分总。在主体段分别为一个立论段和一个驳论段。立论段结合当今的疫情，以及带来的失业和家园被破坏，让人们更加意识到存钱的重要性。驳论段先让步说旅游的好处，加例子，再转折，承上论证。

主题相关语料：

培养（能力）           Cultivate

发挥重要的影响      exert a vital impact on

瘟疫                pandemic

养家                feed the family

存钱                put the money aside

染上有传染性的病毒  contract contagious virus

新冠病毒            Coronavirus

养家糊口的人        breadwinner

使生活陷入混乱      plunge one’s normal life into chaos.

异域风俗和美丽风景  the exotic customs and breathtaking landscapes

启发思维               enlighten one’s mind

丰富灵魂               enrich one’s soul

以小心和谨慎的方式  in a serious and prudent manner